Кандидатствайте за Internship Business Management / Risk Management (f, m, d)

Основна информация

ID на позицията
107274
Компания
HypoVereinsbank - UniCredit Bank GmbH
Линия на компетентност
Управление на риска / Risk Management
Град
Munich
Държава
Германия
Тип на позицията
Стажове за студенти/млади специалисти
Област
Risk Management / Управление на риска
Работно време
Пълно работно време
Тип на договора
Временен
Желана дата на заемане
07.09.2026
Продължителност
6 months
Контакти
aleksandr.kalinin@unicredit.de

The focus of our Risk Management Industry Teams is on validating customer requests from a credit risk perspective, assessing customer creditworthiness, and engaging in professional dialogue with our clients. This is not about sifting through dusty files; rather, it is about working closely with Sales and our clients to develop tailored solutions and, as decision-makers, determining whether and how a client should be financed. Our client portfolio spans companies of all sizes across all industries, from traditional mid-sized businesses to innovative technology firms. We analyze each company's business model within its current market and industry environment, validate its financial figures, and evaluate the future strategy of our clients. Whether shopping at Zalando or traveling on vacation with FlixBus, we support these and many other exciting companies as they navigate a dynamic market environment and their unique challenges. Among our responsibilities are validating customer requests from a credit risk perspective, assessing customer creditworthiness, and maintaining professional discussions with our clients. This is not about reviewing outdated paperwork; instead, it is about collaborating closely with Sales and our clients to develop tailored financing solutions.

What you'll be doing

You will get a first insight into the process structure of credit analysis ranging from the data mining to decision making, as well as a comprehensive overview of the operational credit risk areas of our bank. Specifically, the following tasks and topics await you with us: 
 - Supporting the business manager and different teams of CRO by the process automation and creation 
 - Project work in the context of current issues / efficiency measures and digitalization (depending on the duration of the internship)
 - Research regarding current trends in business process modeling

What you'll need to succeed

  • You are studying for a Bachelor's or Master's degree — ideally in Business Administration, Economics, Computer Science, IT or a comparable program with a focus on Finance 
  • You are already well advanced in your studies and eager to apply your knowledge in practice 
  • First experience in the banking environment or the financial world is a plus, but not a must 
  • Business process management interest you and you want to dive deeper 
  • You are proficient in Microsoft applications (Excel, Power BI, Power Automate & Co) and have no hesitation with digital tools 
  • You work in a structured way, think analytically and enjoy contributing your own ideas
  • You are communicative, team-oriented and approach tasks independently
  • English & German both written and spoken

What you'll get in return

  • #UnleashYourPotential – With us, you are guaranteed a steep learning curve. In your multifaceted internship, you can supplement your theoretical knowledge from your studies with practical insights and thus find out where your passion lies.
  • #EnjoyNetworking – From day one, you will be part of a vibrant community and a great team that supports each other. In addition to your day-to-day job, numerous events await you where you can make contacts in all areas and divisions of the bank.
  • #BalanceYourLife – Digitization and flexibility shape our modern working world. Design your working life with flexitime the way it suits you best: Whether in the office or remotely.
  • #MakeInnovationHappen – FinTechs, Big Data, Bitcoins: Banking is evolving rapidly. Actively shape the digital transformation of one of the most change-driven industries by contributing your fresh perspective and innovative ideas.
  • #LiveOurCulture – We don't just accomplish our work, but experience and shape it together. As a real team, we communicate at eye level #CallMeByMyFirstName, value every opinion and are convinced that success is based on people empowerment.
  • #EmpowerCommunitiesToProgress – We are committed to sustainable and social values: Social Impact Banking and Sustainable Finance are part of our DNA. Because for us, creating value means more than just creating financial value.
  • #ComeAsYouAre – We actively promote fairness and inclusion and create equal opportunities for all colleagues. By signing the “Charta der Vielfalt” and the Valuable 500, we clearly commit to diversity and inclusion. Our employee networks foster open exchange, because we firmly believe diversity is a key success factor. The individual strengths and experiences of our colleagues are our most valuable asset – and our competitive advantage.
 
During your internship, you will receive a monthly compensation of EUR 2,400 gross based on full-time employment, which meets at least the applicable statutory minimum wage. This applies regardless of whether the internship is mandatory or voluntary.
 
 

About UniCredit Group

УниКредит е паневропейска търговска банка с единствено по рода си обслужване в Италия, Германия, Австрия и Централна и Източна Европа. Нашата визия е да бъдем банката за бъдещето на Европа. Нашата цел е да даваме възможности на общностите да се развиват, като предоставяме най-добрите услуги на всички заинтересовани лица и отключваме потенциала на нашите клиенти и служители в цяла Европа. Ние обслужваме над 20 милиона клиенти чрез три продуктови фабрики - Корпоративни, Индивидуални решения и Разплащателни възможности. Това ни позволява да бъдем близо до нашите клиенти и да използваме мащабността на цялата Група за разработване и предлагане на най-добрите продукти на всички наши пазари. Дигитализацията, оперативното съвършенство и ангажиментът ни към принципите от екологичен, социален и управленски характер са ключови фактори за нашата услуга. Те ни помагат да постигаме високи резултати за нашите заинтересовани страни и да създаваме устойчиво бъдеще за нашите клиенти, служители и акционери. Нашата споделена култура обединява служителите ни във всички държави, насърчавайки екипната работа, фокуса върху резултатите и стремежа към развитие чрез Отговорност, Почтеност и Грижа.
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