UniCredit

Balance Sheet Management

▪ Manage and further develop the Funds Transfer Pricing (FTP), Intra-group Transfer Rates (ITR) and Risk Adjusted Pricing (RAS) frameworks, ensuring alignment with Group standards and local business needs;

▪ Provide internal pricing for commercial and intra-group transactions, supporting balance sheet management, profitability steering and business decision-making;

▪ Partner with business lines in transaction structuring, product pricing and new product initiatives, helping identify sustainable and profitable growth opportunities;

▪ Analyze profitability, capital consumption and risk-adjusted performance indicators, identifying opportunities to improve portfolio returns and enhance value creation;

▪ Contribute to the optimization of risk-weighted assets (RWA) and support initiatives aimed at improving capital efficiency and risk-adjusted profitability;

▪ Perform pricing analyses, simulations and scenario assessments to support business strategies, balance sheet management and Net Interest Income performance;

▪ Develop insightful reports, presentations and recommendations for management, supporting both strategic and regulatory requirements;

▪ Maintain and enhance pricing tools and systems, collaborating with Finance, Risk, Treasury, IT and other stakeholders to ensure accurate implementation of methodologies;

▪ Support financial planning processes and business case development by providing relevant pricing, profitability and capital-related insights;

▪ Work with large data sets and analytical tools to generate actionable insights and support data-driven decision making.

Minimum eligibility criteria:

• Bachelor or Master degree in Mathematics, Econometrics, Finance, Economics or similar
• CFA/ACI/FRM/ACCA or similar professional certifications is preferred
• Experience in a banking or financial environment; specific banking experience with ALM, Interest Rate & Liquidity Risk Management, Financial Planning is preferred 
• Good understanding of financial markets and products
• Advanced verbal and written communication skills in English
• Solid knowledge of MS Office (Excel, Power Point, Word); good knowledge of BI tools, SQL, VBA, SAS Enterprise, Bloomberg, Reuters, Murex, AS400 is a plus

 

Other required competencies:

• Strong analytical skills, ability to create, challenge and improve ALM related analyses and techniques 
• Pro-active attitude, willingness to learn new things and drive to continuously work for improvement of the activity and self development
• High sense of intellectual curiosity

UniCredit je vseevropska komercialna banka z najboljšo ponudbo in storitvami v Italiji, Nemčiji, Avstriji ter Srednji in Vzhodni Evropi. Naša vizija je postati banka za prihodnost Evrope. Naše poslanstvo je podpirati skupnosti pri napredku, zagotoviti najboljšo ponudbo in storitve na trgu za vse deležnike ter sprostiti potencial naših sodelavcev in strank širom Evrope. Podpiramo več kot 20 milijonov strank, pri čemer se opiramo na naše visokokakovostne strokovne in razširljive rešitve za podjetja, posameznike ter plačilne storitve - na vseh trgih, kjer smo prisotni. Naš integriran model združuje lokalno prisotnost, celovito razumevanje potreb strank ter zmogljivosti celotne Skupine, kar omogoča brezhibne storitve in vrhunsko uporabniško izkušnjo. Digitalizacija, operativna odličnost in močna zaveza načelom ESG so temelji našega napredka, ki nam pomagajo zagotavljati trajnostno dolgoročno vrednost za stranke, skupnosti, sodelavce in delničarje. Naša skupna organizacijska kultura povezuje zaposlene v vseh državah, spodbuja timsko povezovanje, usklajeno delovanje ter ambicioznost, ki temelji na naših skupnih vrednotah - odgovornosti, integriteti in skrbnosti